Hyundai Santa Fe 2026 5-year cost to own
Based on South Korea regulations
Assumptions
5-year total cost
₩38,905,334
Monthly average ₩648,422|Cost per km ₩519/km| Depreciation | ₩16,254,000 | 42% |
|---|---|---|
| Fuel | ₩11,250,000 | 29% |
| Insurance | ₩5,500,000 | 14% |
| Vehicle tax | ₩3,051,334 | 8% |
| Maintenance | ₩2,850,000 | 7% |
| Total | ₩38,905,334 |
Vehicle tax: engine-based rates with age reduction (flat rate for EVs) · Insurance uses a reference range by age band, not a quote
Cumulative cost by year
View data table
| Year | Depreciation | Fuel | Insurance | Vehicle tax | Maintenance | Total |
|---|---|---|---|---|---|---|
| 1 | ₩5,418,000 | ₩2,250,000 | ₩1,100,000 | ₩649,220 | ₩400,000 | ₩9,817,220 |
| 2 | ₩3,096,000 | ₩2,250,000 | ₩1,100,000 | ₩649,220 | ₩450,000 | ₩17,362,440 |
| 3 | ₩3,096,000 | ₩2,250,000 | ₩1,100,000 | ₩616,759 | ₩550,000 | ₩24,975,199 |
| 4 | ₩2,322,000 | ₩2,250,000 | ₩1,100,000 | ₩584,298 | ₩650,000 | ₩31,881,497 |
| 5 | ₩2,322,000 | ₩2,250,000 | ₩1,100,000 | ₩551,837 | ₩800,000 | ₩38,905,334 |
The results are estimates based on public statistics and may differ from actual transaction prices and real costs. See how we calculate
Frequently asked questions
Q.What is included in the 5-year TCO?
Depreciation, fuel or charging, insurance reference cost, vehicle tax with age reduction, and maintenance by cost grade.
Q.How is Korean vehicle tax calculated?
Engine size × rate (80/140/200 KRW per cc) plus 30% education tax, reduced 5% yearly from year 3 up to 50%. EVs pay a flat amount.
Q.Why show cost per km?
Cost per km makes cars of different classes comparable and shows what each kilometer actually costs you.