BMW 3 Series 2026 5-year cost to own
Based on South Korea regulations
Assumptions
5-year total cost
₩60,808,316
Monthly average ₩1,013,472|Cost per km ₩811/km| Depreciation | ₩37,317,600 | 61% |
|---|---|---|
| Fuel | ₩10,399,160 | 17% |
| Insurance | ₩5,500,000 | 9% |
| Vehicle tax | ₩2,441,556 | 4% |
| Maintenance | ₩5,150,000 | 8% |
| Total | ₩60,808,316 |
Vehicle tax: engine-based rates with age reduction (flat rate for EVs) · Insurance uses a reference range by age band, not a quote
Cumulative cost by year
View data table
| Year | Depreciation | Fuel | Insurance | Vehicle tax | Maintenance | Total |
|---|---|---|---|---|---|---|
| 1 | ₩14,952,600 | ₩2,079,832 | ₩1,100,000 | ₩519,480 | ₩700,000 | ₩19,351,912 |
| 2 | ₩7,029,000 | ₩2,079,832 | ₩1,100,000 | ₩519,480 | ₩850,000 | ₩30,930,224 |
| 3 | ₩6,390,000 | ₩2,079,832 | ₩1,100,000 | ₩493,506 | ₩1,000,000 | ₩41,993,562 |
| 4 | ₩5,112,000 | ₩2,079,832 | ₩1,100,000 | ₩467,532 | ₩1,200,000 | ₩51,952,926 |
| 5 | ₩3,834,000 | ₩2,079,832 | ₩1,100,000 | ₩441,558 | ₩1,400,000 | ₩60,808,316 |
The results are estimates based on public statistics and may differ from actual transaction prices and real costs. See how we calculate
Frequently asked questions
Q.What is included in the 5-year TCO?
Depreciation, fuel or charging, insurance reference cost, vehicle tax with age reduction, and maintenance by cost grade.
Q.How is Korean vehicle tax calculated?
Engine size × rate (80/140/200 KRW per cc) plus 30% education tax, reduced 5% yearly from year 3 up to 50%. EVs pay a flat amount.
Q.Why show cost per km?
Cost per km makes cars of different classes comparable and shows what each kilometer actually costs you.